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I suppose you've gotten by no means lost a job in your lifetime and needed to rely on an unemployment check to feed your loved ones and to pay your bills. Maybe you might have never know any aged folks who are managing to get by on a meager fixed revenue but can use a helping hand paying the heating invoice in the throes of winter. Or, perhaps, you simply should not have any empathy.

Julie joined DealNews in 2015. Her work has been featured on MSN, Enterprise Insider, Lifehacker, The Motley Fool, GoBankingRates, and Moneyish. In her spare time, she enjoys baking sweets, studying thrillers, and listening to an ever-growing list of podcasts.